“Bank charges reclaiming still possible – but not easy!”

Most people will have suffered a charge form their bank at some point in their life for missing a payment deadline, exceeding an overdraft limit or attempting to make a payment without having the cleared funds. A few years ago, people became aware that if they stood up and made a challenge then bank charges reclaiming was entirely possible. Suddenly, penalties of £25, £30 and £35 for simple errors or mistakes by consumers was highlighted as scandalous and embarrassed banks allowed claimants to reclaim bank charges to avoid further unpopularity. However when it became apparent that the banks would lose a fortune if they allowed bank charges reclaiming to continue, the banks defended their right to excessively charge people and the Supreme Court awarded in their favor. For many people attempting to reclaim bank charges at the time, this appeared to be a fatal blow and the vast majority of claims were withdrawn or left incomplete.

UK Money Solutions are actually still able to reclaim bank charges on behalf of our clients in certain circumstances and would encourage anybody who has suffered excessively to contact us for free on 08000 748 059. bank charges reclaiming has certainly been made more complicated by the court’s decision; however in cases where people have suffered financial hardship we can put forward an argument in order to reclaim bank charges for our clients. Other factors that could result in a successful bank charges reclaiming attempt would be that the charges could be disproportionate, for example an overdraft limit exceeded by £1 resulting in a £35 charge, or what’s known as a ‘snowball effect’ which is a cycle of charges upon charges. If your situation fits in with the criteria above then contact UK Money Solutions immediately to reclaim bank charges because we do not charge upfront fees and our message is simple – bank charges reclaiming is still possible so if you don’t claim – you lose, they win.



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Unfair bank charges reclaiming is still possible for many people, especially those suffering financial hardship, and you can reclaim bank charges with Bank-charges-refunds.co.uk.